Buying a house in Toronto: The Online Toronto Real Estate Guide for home buyers
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WHO REPRESENTS YOU?
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Real estate transactions involve one of the biggest financial investments most people make in their lifetime. Transactions usually exceed in most cases $250,000 - $500,000 and are complex with many details. In the majority of cases the seller will be represented by an agent whose job it is to negotiate for the highest price possible and to structure the transaction to the seller's advantage.
Considering the fact that a buyer usually does not have to pay for the services of a representative, it would be foolish to consider a deal in real estate without professional assistance. Having your own real estate sales representative means working with someone who will not only help you find the right home and who will advise you in all matters related to the real estate transaction, but who will also handle all the paperwork for you and assist you in negotiating the right terms and price. A buyer's representative is responsible for protecting your best interests.
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 Buying or selling a home in today’s market requires a lot of work and a lot of knowledge about sales and real estate. It is one of the largest purchases or biggest business transactions many of us will ever make. It does not pay to depend on blind luck.
Whether you are a buyer or a seller, there are distinct advantages to using a Realtor. A Realtor, is a licensed real estate professional who is a member of a local real estate board, as well as the Canadian Real Estate Association (CREA) and, in Ontario, the Ontario Real Estate Association (OREA). This individual has the experience and qualifications needed to successfully conduct a purchase or sale. In Ontario, you can expect strict adherence to provincial law and a code of ethics. This ensures you receive the highest level of service, honesty and integrity.
 The Ontario Real Estate Association represents 31,000 brokers and salespeople who are members of the province's 43 real estate boards. OREA serves its members through a wide variety of publications, educational programs and special services. The association provides all real estate licensing courses in Ontario.
 When you deal with a registered real estate broker or salesperson in Ontario, you can enter the marketplace with a new level of confidence thanks to consumer protection programs administered by the Real Estate Council of Ontario (RECO). Since January 2000, all registered brokers and salespersons have been required to adhere to a Code of Ethics. The rules of the Code of Ethics define the conduct expected of them and the principles upon which they must do business in Ontario.
 The Toronto Real Estate Board (TREB) is North America’s largest full service Real Estate Board, serving more than 17,500 Members. TREB strives to continuously deliver the highest quality services to its Member Realtors, which include a Multiple Listing Service, Communications, Education, Ethics, Arbitration and Government Relations.
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OUR SERVICES
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Why should you consider us to be your real estate representatives? In today’s busy, complex world, purchasing a home can be more time-consuming and complicated than most business transactions. First-time buyers, especially, quickly discover that there’s a lot more to buying real estate, than deciding what vacation to take or what car or suit to buy.
 From the start we can provide you with sound, effective advice and professional services you need to get the best deal possible. Once we have a clear understanding of what you want and what you can afford, our knowledge can save you a lot of time looking at homes that aren't right for you. We have the resources to find properties in your price range and homes that match your individual needs. We can pre-screen properties so that you should only have to visit a handful of homes to make an informed and wise selection. Much of the early search with us can be done through the Multiple Listing Service (MLS) and preliminary discussions. As you visit and react to each home you see, we will have an increasingly better idea of what you want and don't want. We will be able to advise you on the various options available for financing a home and tell you when to bring in other experts such as a lender, home inspector, lawyer and insurance agent. You can get information on schools, transportation and other services in different neighbourhoods and access the MLS service which provides up-to-date details on a wide variety of properties in the markets you are exploring. We can negotiate on your behalf and advise you on how to proceed with your purchase or sale. We will draw up an offer to purchase and assist with all details required to make a successful transaction.source: Ontario Real Estate Association
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 CANCELLATION GUARANTEEWe are so confident that our services will work for you, that we guarantee you the right to cancel the Buyer Agency Agreement at any time if you feel our services do not live up to our promise.
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WHERE DO YOU GO FROM HERE?
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DO-IT-YOURSELF
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Sometimes we like surprises, like a surprise party or a surprise gift. However, when it comes to buying or selling your home, surprises are the last thing you want.
We believe it is important for you to understand for whom we are working, and what services you can expect from us. This way there are no unpleasant surprises later on in the transaction.
By means of the comprehensive information about various real estate related topics at this website, you already should have an impression of how thoroughly we will act in your interest. If you appreciate our clear approach, call us for an appointment at 416-696-5100 to discuss the possibilities, or complete the contact form.
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Reasoning that you can “pocket” the real estate commission, or get a “bargain” on that For Sale by Owner property, often results in “false” savings. Selling or buying a home is a very complex procedure involving large sums of money, stringent legal requirements, with the potential for making some very costly mistakes. Realtors have the qualifications and experience to help you make a successful purchase or sale in a relatively fast and painless manner.
source: Ontario Real Estate Association
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CONTACT US
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Rick McGuigan
real estate sales representative
Coldwell Banker Case Realty
Phone: 416-696-5100
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FIND YOUR NEW HOME WITH
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CONTACT INFORMATION
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Rick McGuigan
Toronto real estate sales representative
Coldwell Banker Case Realty
Phone: 416-696-5100
Pager: 416-461-0925
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